Loading Credit Transfer Tracker…
| Course on the old transcript | Credits | What the evaluation said |
|---|---|---|
Leave at zero if the major has no separate requirement.
1 term
You finish in August 2030. Had every credit carried across and counted, it would have been February 2030.
Before accepting the evaluation, ask what an appeal costs. Institutions usually have a route for challenging a rejected course with a syllabus, and a route for applying transferred credit to a major requirement rather than to the elective pile. One reclassified course is worth 1 term here.
Credits are counted in whatever unit both institutions print, and no conversion happens anywhere in this tool — put every figure in on the same footing. Terms are treated as evenly spaced whole calendar months, which is close enough for a graduation month and wrong for a specific day.
Nothing here is an evaluation. Only the receiving registrar decides what carries, what it counts toward and whether a grade was high enough, and residency rules capping how much of a degree may be transferred at all sit on top of that. Take these figures to them as the question, not as the answer.
Transfer evaluations arrive as a list, and the instinct is to add up what was refused. Twelve credits gone. That figure sits in the stomach without ever reaching the part of the brain that plans, because nobody experiences a credit — people experience terms, tuition instalments and the month they finally leave. So this tracker runs the arithmetic forward instead: it takes what the receiving institution accepted, works out what is left to sit, divides that by the load you carry, and returns a graduation month.
Then it runs the same arithmetic a second time as though every course you presented had been accepted in full, and shows you the two dates together. The distance between them is what the evaluation actually cost. Sometimes it is nothing, because the credits refused were ones you were over-supplied with anyway. Sometimes it is a whole extra term, which is tuition, rent and a year of earnings deferred.
The trap that a single total hides is elective transfer. A course is accepted, the number goes up, everyone relaxes — and it has been filed against general electives rather than against the major, where the requirement that binds you actually lives. You can finish an evaluation with the overall degree total nearly satisfied and still owe two years of departmental coursework, and nothing in a one-column summary will say so.
That is why two requirements are tracked here rather than one: the total the award needs, and the portion of it that has to sit inside the major. Because major credit counts toward both, what is left to earn is whichever shortfall is larger, never the two added together. When the major is the binding one, the tool says so plainly, and that sentence is the difference between choosing courses that shorten the degree and choosing courses that merely fill a timetable.
Suppose an award of 120 credits with 45 of them required inside the major, and a transcript carrying twelve credits: three that count toward the major, three accepted as elective only, four more toward the major, two refused outright. Ten credits land, seven of them on the major. Against the degree total you are 110 short; against the major, 38. The total binds, so 110 credits remain, which at 15 a term is eight terms.
Had all twelve been accepted and applied to the major, 108 would remain — still eight terms. The refusal cost nothing at all, which is worth knowing before anybody spends a month appealing it. Change the numbers so that 113 remain against a ceiling of 15 and the eighth term becomes a ninth, and the same appeal is suddenly worth six months.
Transfer outcomes are judgements made by a person reading a syllabus, and they can be revisited. Most institutions have one route for challenging a refused course, usually by supplying the syllabus, contact hours and assessment pattern, and a separate route for asking that credit already accepted be applied to a major requirement rather than to the elective pile. The second is often easier than the first and worth more.
Sitting above both is a residency rule: a cap on how much of a degree may be earned elsewhere, common at a quarter to half of the total, and applied regardless of how good the transferring work was. That rule can make an otherwise sound plan impossible, and it is the first thing to ask about rather than the last.
Because the delay is the only unit anybody feels. A lost credit converts into part of a term, a term converts into a month on a calendar, and a date is the form in which the loss can be weighed against the cost of appealing it or of transferring somewhere else entirely.
Whatever your department lists as required or restricted-choice coursework for that award, rather than everything you happen to take in the subject. Departments publish this as a programme sheet, and the figure to type in is the credit total on that sheet, not the whole degree.
Both, unfortunately, because they are answering different questions. Admissions decides whether credit enters your record at all; the department decides what any given credit satisfies within its own programme. A course can pass the first test and fail the second, and only the second one moves your finishing date.
Only once you know they are being awarded and how the receiving institution treated them. Work still in progress has not been evaluated by anyone, so entering it produces a date built on an assumption rather than on the letter in front of you.